No...I mostly just judge my rides on "survivability"
Minus 5 degrees....I can survive that.
50 mile per hour winds....I can survive that.
Buckets of rain and hail...I can survive that...hopefully
5 miles of ice between me and work...I can survive that...if the cars don't kill me.
So far so good....
Yesterday I was called into work at the worst part of the wind...I grabbed my helmet and my wife said,
"Honey, You have a car."
I was actually confused for a moment....then..."Oh, doofus, she thinks I should take the car...nahhhh"
It is never my first consideration...the car is for date night and that's about it.