I have the same mindset as EmpulseBuyer (no financing if I can avoid it), and I agree with skuzzle about the extra bits.
I have no intention of using that bike for anything other than commuting 80 miles per day. Adjustable suspension? I don't even know what that's for (I assume racing). Carbon bits? Plastic will do just fine for me. Fancy wheels? As long as it gets me there on a battery change, I'm not too fussy about appearances.
It would be a lot easier for me to decide if I was certain that I would be able to ride those 80 miles going 65-70 mph all the way, but right now I'm not even 100% if I could get all the way there at 55 mph. Yeah, it's got a range of 120 miles, but only if I ride at 19 mph. I would hate to have forked over that huge pile of cash* only to find out that the bike didn't fit my needs.
The only good news about the high price is that it's going to knock out most of the 900 people that are in front of me in the queue. If I want to pony up $19k, I'm confident that I'll get that bike pretty quickly.
* At 0.44 mm thick, 19,000 dollars bills would make a stack that was over 27 ft (8.36 m) high.