Time for a new insurance company!

[Ain]

Quick update...  I ended up going with Progressive.  They already have the Empulse in their online quote tool (although there's a bug since it says to put "0" in for CC's on electrics, but I had to use "1" to get it to proceed - this was on advice from one of their agents).

At least they're a step of two ahead of other companies that had no idea what the Empulse is and freaked out when they heard it was electric - "we can't risk the liability".   

[Brammofan]

I used to have Geico but switched to Allstate because it was cheaper.

[Gavin]

I went Progressive too...It wouldn't take 0 for cc (even though it says: if Electric, put 0)....I wish I had know about putting 1...I put 650, since it rides similar to a 650. I wonder if I would have gotten a cheaper rate with 1 in that box?

Gavin

[FreepZ]

I went Progressive too...It wouldn't take 0 for cc (even though it says: if Electric, put 0)....I wish I had know about putting 1...I put 650, since it rides similar to a 650. I wonder if I would have gotten a cheaper rate with 1 in that box?

Yes, you would have gotten a cheaper rate if you put in 1. Their website is not great. It apparently calculates the price based on the cc, even though you select the make and model. I called to confirm that I should enter 1, and they said that's what I needed to do.

When I called a dealer, they had very little idea on how to process an electric bike and asked me what the cc equivalent would be. I ended up using the website directly since the number that the dealer came up with was much higher than I what I wanted to pay.

[implovator]

I just added the Empulse to my motorcycle policy with Geico. My premium went up $13 a year for this second bike (basic coverage). When I gave the sales rep the VIN, it came up right away as a 2013 Empulse R. I asked her what she had listed for the displacement, and she said 270cc, IIRC. Sounds reasonable to me.

[flar]

I just added the Empulse to my motorcycle policy with Geico. My premium went up $13 a year for this second bike (basic coverage). When I gave the sales rep the VIN, it came up right away as a 2013 Empulse R. I asked her what she had listed for the displacement, and she said 270cc, IIRC. Sounds reasonable to me.

What kind of coverage for $13/year?  Any multi-policy discounts?

[implovator]

I just added the Empulse to my motorcycle policy with Geico. My premium went up $13 a year for this second bike (basic coverage). When I gave the sales rep the VIN, it came up right away as a 2013 Empulse R. I asked her what she had listed for the displacement, and she said 270cc, IIRC. Sounds reasonable to me.

What kind of coverage for $13/year?  Any multi-policy discounts?

Just the basic as I don't carry comprehensive. I don't think I have multi-policy discounts, but this policy already had a another bike on it. Adding additional bikes with basic coverage is only a little extra each year. Now If I add comprehensive to the Empulse, it's going to go up by about $400 a year.